Professional

For established professionals & consultants.

Includes:
  • Everything in Essential
  • Higher indemnity limit (up to RM 500,000)
  • Libel & slander cover
  • Retroactive cover options
  • Priority claims handling

Get Your Plan

Choose the cover that suits you. You can raise your limit later as your practice grows.

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About the Professional Plan

The Professional plan is our most popular cover, built for established practitioners and consultants who carry real client exposure. It pairs a higher indemnity limit with priority claims handling and a dedicated advisor, so a single mistake never puts your practice, licence or reputation at risk.

Features:

  1. Higher Indemnity Limit: Cover up to RM 500,000 per claim, sized for professionals handling larger client work and tenders.
  2. Priority Claims Handling: Your notification jumps the queue, with a dedicated advisor on it the same hour.
  3. Broader Protection: Adds libel & slander cover and retroactive options on top of everything in Essential.
  4. Dedicated Advisor: A licensed CTFG advisor on WhatsApp for quotes, renewals and claims.
  5. Flexible Upgrades: Raise your limit or add cover mid-term as your exposure grows.

Benefits:

  1. Practise With Confidence: Take on bigger clients knowing one claim won't undo a lifetime of work.
  2. Peace of Mind: Legal defence costs and compensation are handled, not left on your shoulders.
  3. Real Value: Premium protection at a fair, transparent contribution with no hidden fees.
  4. Always Backed: A real person in your corner when a client dispute or complaint lands.
  5. Room to Grow: Cover that scales with your practice, not against it.
? FAQ

Got questions?
We've got clear answers.

Everything you need to know about Professional Indemnity cover, quotes and claims. All in one place.

01 What is Professional Indemnity cover?
It protects you against claims of negligence, errors or omissions in your professional work. It covers your legal defence costs and any compensation you may be liable to pay a client.
02 Which professions do you cover?
Doctors, lawyers, engineers, architects, accountants, consultants, IT professionals, financial advisors and more. If your advice or work carries professional liability, we can help.
03 How fast can I get protected?
Most professionals are covered the same day. Share a few details, get a tailored quote, accept and pay securely, and your certificate lands in your inbox straight away.
04 What does a claim process look like?
Notify us as soon as you're aware of a potential claim. Your advisor guides you end to end and liaises with the insurer on your behalf, so you're never left facing it alone.
05 How is my premium calculated?
It's based on your profession, annual turnover, chosen cover limit and claims history. We match you to the right insurer for the best value, then explain it in plain terms.
06 Can I increase my cover later?
Yes. You can raise your indemnity limit or add cover at renewal, or mid-term if your exposure changes. Just message your advisor and we'll arrange it.