Premier

For firms & high-exposure practices.

Includes:
  • Everything in Professional
  • Custom high indemnity limits
  • Multi-partner / firm cover
  • Run-off cover on retirement
  • Annual coverage health check

Get Your Plan

Choose the cover that suits you. You can raise your limit later as your practice grows.

Personalisedcontribution, underwritten to you
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About the Premier Plan

The Premier plan is our highest tier, built for firms, partnerships and high-exposure practices that need serious protection. It carries everything in Professional plus custom high indemnity limits, multi-partner cover, run-off protection on retirement and an annual coverage health check. So a single large claim never threatens the whole practice you've built.

Features:

  1. Custom High Limits: Indemnity limits of RM 1,000,000 and above, sized to your firm's real exposure.
  2. Multi-Partner / Firm Cover: One policy that protects the whole practice, not just one name.
  3. Run-Off Cover: Continued protection for past work after you retire or wind the practice down.
  4. Annual Health Check: A yearly review that keeps your cover matched to your changing risk.
  5. Priority Everything: Front-of-queue claims handling and a dedicated advisor on call.

Benefits:

  1. Firm-Wide Confidence: Every partner and the practice itself are protected under one plan.
  2. Serious Peace of Mind: Even a large claim won't threaten the business you've built.
  3. Legacy Protection: Run-off cover shields you long after the last file is closed.
  4. Always Right-Sized: An annual check keeps your limits matched to your real exposure.
  5. Premium Service: The fastest response and the most senior advisor attention.
? FAQ

Got questions?
We've got clear answers.

Everything you need to know about Professional Indemnity cover, quotes and claims. All in one place.

01 What is Professional Indemnity cover?
It protects you against claims of negligence, errors or omissions in your professional work. It covers your legal defence costs and any compensation you may be liable to pay a client.
02 Which professions do you cover?
Doctors, lawyers, engineers, architects, accountants, consultants, IT professionals, financial advisors and more. If your advice or work carries professional liability, we can help.
03 How fast can I get protected?
Most professionals are covered the same day. Share a few details, get a tailored quote, accept and pay securely, and your certificate lands in your inbox straight away.
04 What does a claim process look like?
Notify us as soon as you're aware of a potential claim. Your advisor guides you end to end and liaises with the insurer on your behalf, so you're never left facing it alone.
05 How is my premium calculated?
It's based on your profession, annual turnover, chosen cover limit and claims history. We match you to the right insurer for the best value, then explain it in plain terms.
06 Can I increase my cover later?
Yes. You can raise your indemnity limit or add cover at renewal, or mid-term if your exposure changes. Just message your advisor and we'll arrange it.