🩺 For Doctors

Professional Indemnity Insurance for Doctors in Malaysia.

A clinical error, a consent dispute or an alleged breach of duty can lead to a costly negligence claim. We arrange medical indemnity and Professional Indemnity cover for doctors and clinics. So one case never threatens your career.

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A Malaysian professional covered by Professional Indemnity for Doctors
⚠️ Your Exposure

Why doctors can't practise without it.

Your patients depend on your judgement. When an outcome is disputed, the claim and the reputational risk fall on you.

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Clinical Negligence Claims

An alleged error in diagnosis, treatment or care can lead to a serious claim for damages.

📝

Consent & Documentation

Gaps in informed consent or records can turn a good outcome into a defensible-but-costly dispute.

💊

Prescription & Medication

An error in prescribing or dosage can result in harm and a resulting claim.

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Patient Confidentiality

A breach of patient data or privacy can trigger a claim and regulatory scrutiny.

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Disciplinary & Inquiry Costs

Defending a complaint to the MMC or an inquiry carries real legal cost.

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Reputational Disputes

Even unfounded complaints need a defence. Your cover funds it.

📁 Real Scenarios

Claims doctors actually face.

These aren't rare. A single claim, unprotected, can outweigh a career of contribution.

  1. Alleged misdiagnosis: A patient claims a delayed or wrong diagnosis caused harm and pursues damages.
  2. Consent dispute: A patient alleges they weren't properly informed of a risk before a procedure.
  3. Prescription error: A dosage mistake leads to an adverse reaction and a claim.
  4. Records shortfall: Incomplete documentation weakens the defence of an otherwise sound decision.
  5. Confidentiality breach: Patient information is disclosed inadvertently, triggering a claim.
🛡️ What's Covered

Protection shaped around your practice.

  • Public & professional liability
  • Negligence, errors & omissions
  • Legal defence costs
  • Loss of records & documents
  • Libel & slander
  • Claims arising from past treatment
  • Retroactive cover options
  • Dedicated advisor support

Cover limits from RM 250,000 to RM 1,000,000+, sized to your work and turnover.

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Protect your practice today.

Most doctors are covered the same day. Get a free, no-obligation quote and practise without fear.

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? FAQ

Your questions, answered.

The questions doctors ask us most about Professional Indemnity cover.

01 Is medical indemnity mandatory for doctors in Malaysia?
Practising doctors are required to hold adequate indemnity, and the MMC expects it. We'll match your cover to your specialty and setting.
02 How much cover does a doctor need?
It varies by specialty and risk. High-risk specialties need higher limits; we'll size it with you.
03 Does it cover disciplinary inquiries?
Cover can include the legal costs of defending a complaint or inquiry, not just a civil claim.
04 Does it cover past treatment?
With retroactive cover, yes. Claims can arise years after treatment and we can arrange cover that responds.
05 Can a clinic cover its doctors?
Yes. Firm/clinic-wide arrangements can protect multiple practitioners under one policy.
06 How fast can I get covered?
Most doctors are protected the same day, with the certificate delivered immediately.